✅ Minimum coverage: $200,000 for non-structural defects (6 years). ✅ Structural coverage: $200,000 for structural defects (6 years, but effective from policy start). ✅ The trap: If your insurance lapses by even one day, you can face fines, license suspension, or disqualification from future claims.

QBCC Insurance: Your 5-Minute Compliance Check

If you hold a QBCC license, you already know insurance isn’t optional—it’s the price of entry. But many builders accidentally breach their license conditions by misunderstanding the type of cover they need versus the minimum cover required.

Every licensed builder in QLD knows the drill: No QBCC insurance = No work. But with policy changes and strict compliance checks, leaving your coverage to the last minute is a gamble you can’t afford.

Best for: Quick engagement, awareness, and lead generation.

Formally known as statutory insurance under the Queensland Building and Construction Commission Act 1991 , this covers homeowners for defective or incomplete work. It’s not about protecting your tools—it’s about protecting the client.

We compare policies from leading underwriters to lock in your compliance and save you money.

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